/* HolidayCashLoan - spruce + cranberry on warm cream. Winter lodge calm, ribbon motif, 10px radii. */
:root{
  --bg:#F9F5EE;--card:#FFFFFF;--ink:#1F2A26;--text:#2A3531;--muted:#5B6A64;
  --accent:#7E2436;--accent-deep:#5E1826;--accent-tint:#F0DEDA;
  --spruce:#2E5E48;--spruce-deep:#1F4433;--spruce-tint:#EAF0EA;--brass:#B98A3C;--line:#E6DFD3;
  --foot-bg:#16221D;--foot-text:#D9E2DC;--foot-link:#E9B6AC;--snow:#F4F6F5;
  --fd:"Alegreya Sans",system-ui,sans-serif;--fb:"Fira Sans",system-ui,sans-serif;--r:10px;--wrap:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.6;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.12;margin:0;font-weight:700}
p,ul{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 12px;z-index:60;border-radius:var(--r)}
.skip:focus{left:8px;top:8px}
.kicker{font-family:var(--fd);font-weight:700;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--fd);font-weight:700;font-size:17px;letter-spacing:.01em;padding:14px 28px;border-radius:999px;border:1px solid transparent;text-decoration:none;cursor:pointer;transition:background .2s,color .2s,transform .2s}
.btn-primary{background:var(--accent);color:#fff;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-primary:active{transform:translateY(1px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--spruce-tint)}
.btn:focus-visible,a:focus-visible,summary:focus-visible,button:focus-visible{outline:2px solid var(--spruce);outline-offset:3px}

/* header: a cranberry rule along the very top, cream bar, mark + wordmark left, nav right, no CTA */
.topline{height:3px;background:var(--accent)}
.hdr{background:var(--bg);border-bottom:1px solid var(--line);position:relative;z-index:5}
.hdr-in{display:flex;align-items:center;gap:28px;height:68px;position:relative}
.brand{text-decoration:none;display:inline-flex;align-items:center;gap:10px}
.brand .mark{width:28px;height:28px;flex:0 0 28px}
.wm{font-family:var(--fd);font-weight:800;font-size:23px;letter-spacing:-.01em;color:var(--ink)}
.wm b{font-weight:800;color:var(--spruce)}
.nav{display:flex;align-items:center;gap:26px;margin-left:auto}
.nav a{font-family:var(--fd);font-weight:700;font-size:16px;color:var(--ink);text-decoration:none;padding:4px 0;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;width:42px;height:42px;border:1px solid var(--line);background:var(--card);border-radius:var(--r);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0;margin-left:auto}
.nb span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px}
@media(max-width:860px){
  .nav{display:none;position:absolute;top:62px;left:0;right:0;background:var(--card);border:1px solid var(--line);border-radius:var(--r);flex-direction:column;align-items:stretch;gap:0;padding:6px 0;box-shadow:0 18px 40px rgba(31,42,38,.16);margin:0}
  .nav.open{display:flex}
  .nav a{padding:12px 18px;border:0;border-top:1px solid var(--line)}
  .nav a:first-child{border-top:0}
  .nb{display:inline-flex}
}

/* hero: snow valley under a cream veil, ribbon stripe behind the card, gift-tag ticks, H1 below */
.hero{position:relative;padding:44px 0 64px;overflow:hidden;background:var(--snow)}
.hero-bg{position:absolute;inset:0;margin:0}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center 40%}
.hero-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(249,245,238,.28) 0%,rgba(249,245,238,.56) 34%,rgba(249,245,238,.84) 70%,#F9F5EE 100%)}
.hero-in{position:relative;z-index:1;text-align:center}
.eyebrow{display:inline-flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:12px;font-family:var(--fd);font-weight:700;font-size:13.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink);margin-bottom:26px}
.eyebrow i{width:10px;height:10px;background:var(--brass);clip-path:polygon(50% 0,61% 39%,100% 50%,61% 61%,50% 100%,39% 61%,0 50%,39% 39%);display:inline-block}
.card-wrap{position:relative;width:100%}
.card-wrap::before{content:"";position:absolute;left:50%;top:58px;width:100vw;height:14px;transform:translateX(-50%);background:var(--accent);opacity:.92;z-index:0}
.form-card{position:relative;z-index:1;background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:0 24px 56px rgba(31,42,38,.14);padding:30px 26px 18px;width:100%;max-width:var(--card-max,560px);margin:0 auto;text-align:left}
.form-card::before{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:var(--accent);border-radius:var(--r) var(--r) 0 0}
.form-card::after{content:"";position:absolute;left:0;right:0;top:6px;height:2px;background:var(--spruce)}
.form-card__head{display:grid;grid-template-columns:34px 1fr;gap:12px;align-items:start}
.form-card__head svg{width:34px;height:34px}
.form-card__head h2{font-size:26px;letter-spacing:-.01em}
.form-card__head p{color:var(--muted);font-size:14.5px;margin-top:3px;line-height:1.45}
.form-host{margin-top:16px}
.form-card__trust{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-family:var(--fd);font-weight:700;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);text-align:center;line-height:1.6}
:root{--card-max:780px;--cta-text:#FFFFFF}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 12px;margin:28px auto 0;padding:0;list-style:none;max-width:860px}
.ticks li{position:relative;font-family:var(--fd);font-weight:700;font-size:14.5px;color:var(--ink);background:var(--card);border:1px solid var(--line);border-radius:4px 999px 999px 4px;padding:8px 18px 8px 26px}
.ticks li::before{content:"";position:absolute;left:10px;top:50%;width:8px;height:8px;margin-top:-4px;border-radius:50%;background:var(--brass);box-shadow:inset 0 0 0 2px var(--card)}
.hero-h1{font-size:clamp(32px,4.8vw,52px);letter-spacing:-.015em;max-width:820px;margin:40px auto 0;font-weight:800}
.hero-sub{max-width:640px;margin:14px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:600px){
  .hero{padding:26px 0 46px}
  .card-wrap::before{top:46px;height:10px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:24px 16px 16px}
  .form-card__head{grid-template-columns:30px 1fr;gap:10px}
  .form-card__head svg{width:30px;height:30px}
  .form-card__head h2{font-size:23px}
  .ticks{gap:8px;margin-top:22px}
  .ticks li{font-size:13px;padding:7px 14px 7px 24px}
  .eyebrow{font-size:11.5px;letter-spacing:.1em;gap:9px;margin-bottom:20px}
  .hero-h1{margin-top:30px}
}

/* calendar: the recognition strip as dated ribbon rows on ink */
.calendar{background:var(--ink);color:var(--foot-text);padding:80px 0}
.calendar .kicker{color:var(--foot-link)}
.calendar h2{color:#fff;font-size:clamp(27px,3.4vw,40px);margin-top:10px;letter-spacing:-.01em;max-width:760px}
.dates{list-style:none;margin:34px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 40px}
.dates li{display:grid;grid-template-columns:72px 1fr;gap:16px;align-items:center;padding:14px 0;border-bottom:1px solid rgba(217,226,220,.16)}
.dates .d{font-family:var(--fd);font-weight:800;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:#fff;background:var(--accent);border-radius:4px;padding:7px 0;text-align:center}
.dates span:last-child{font-family:var(--fd);font-weight:500;font-size:21px;line-height:1.3;color:#F4F6F5}
.cal-close{margin-top:34px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px 32px}
.cal-close p{max-width:640px;font-size:16.5px;color:#D9E2DC}
@media(max-width:760px){.calendar{padding:60px 0}.dates{grid-template-columns:1fr;gap:4px}.dates li{grid-template-columns:62px 1fr;gap:12px;padding:12px 0}.dates span:last-child{font-size:18px}}

/* how it works: three parcels on a dotted string */
.hiw{padding:92px 0 84px}
.sec-head{max-width:720px}
.sec-head h2{font-size:clamp(28px,3.6vw,42px);margin-top:10px;letter-spacing:-.012em}
.sec-head p{margin-top:12px;color:var(--muted);font-size:17px}
.parcels{position:relative;margin-top:44px;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;list-style:none;padding:0}
.parcels::before{content:"";position:absolute;left:6%;right:6%;top:30px;border-top:2px dotted var(--brass);z-index:0}
.parcel{position:relative;z-index:1;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:30px 24px 26px;box-shadow:0 10px 30px rgba(31,42,38,.06)}
.parcel .tab{position:absolute;top:-1px;left:24px;background:var(--accent);color:#fff;font-family:var(--fd);font-weight:800;font-size:13px;letter-spacing:.12em;padding:6px 12px 5px;border-radius:0 0 6px 6px}
.parcel h3{font-size:22px;margin-top:22px;letter-spacing:-.01em}
.parcel p{margin-top:10px;color:var(--text);font-size:16px}
.parcel .when{margin-top:16px;padding-top:12px;border-top:1px solid var(--line);font-family:var(--fd);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--spruce)}
@media(max-width:860px){.hiw{padding:64px 0 56px}.parcels{grid-template-columns:1fr;gap:18px}.parcels::before{left:28px;right:auto;top:20px;bottom:20px;border-top:0;border-left:2px dotted var(--brass)}}
/* photo band: a centred statement on spruce-dusted branches */
.band{position:relative;overflow:hidden;background:var(--spruce-deep);color:#fff;text-align:center}
.band-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.band-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(31,68,51,.86) 0%,rgba(31,68,51,.78) 50%,rgba(31,68,51,.9) 100%)}
.band-in{position:relative;z-index:1;padding:104px 20px;max-width:760px;margin:0 auto}
.band .kicker{color:var(--foot-link)}
.band h2{color:#fff;font-size:clamp(30px,4.2vw,48px);margin-top:12px;letter-spacing:-.012em;font-weight:800}
.band p{margin:16px auto 0;font-size:17.5px;color:#E6EEE9;max-width:560px}
.band-link{display:inline-flex;align-items:center;gap:8px;margin-top:26px;font-family:var(--fd);font-weight:700;font-size:16px;color:#fff;text-decoration:none;border-bottom:2px solid var(--foot-link);padding-bottom:3px}
.band-link:hover{border-bottom-color:#fff}
@media(max-width:600px){.band-in{padding:68px 20px}}

/* why: spruce tint, artwork + trio of promises */
.why{background:var(--spruce-tint);padding:92px 0;overflow:hidden}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.why h2{font-size:clamp(28px,3.6vw,42px);margin-top:10px;letter-spacing:-.012em}
.why-lead{margin-top:14px;color:var(--text);font-size:17px}
.trio{list-style:none;margin:28px 0 0;padding:0}
.trio li{display:grid;grid-template-columns:30px 1fr;gap:14px;padding:18px 0;border-top:1px solid rgba(46,94,72,.22)}
.trio li::before{content:"";width:14px;height:14px;margin-top:7px;background:var(--brass);clip-path:polygon(50% 0,61% 39%,100% 50%,61% 61%,50% 100%,39% 61%,0 50%,39% 39%)}
.trio h3{font-size:20px}
.trio p{margin-top:6px;color:var(--text);font-size:16px}
.art{width:100%;border-radius:var(--r)}
@media(max-width:900px){.why{padding:64px 0}.why-grid{grid-template-columns:1fr;gap:34px}.art{max-width:520px;margin:0 auto}}

/* guides: three answer-first reads */
.guides{padding:92px 0 84px}
.guide-grid{margin-top:36px;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;list-style:none;padding:0}
.guide{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 24px 22px;display:flex;flex-direction:column;gap:10px}
.guide .tag{font-family:var(--fd);font-weight:700;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--spruce)}
.guide h3{font-size:21px;letter-spacing:-.01em}
.guide h3 a{color:var(--ink);text-decoration:none}
.guide h3 a:hover{color:var(--accent)}
.guide p{color:var(--text);font-size:15.5px;flex:1}
.guide .more{font-family:var(--fd);font-weight:700;font-size:15px;color:var(--accent);text-decoration:none;border-bottom:2px solid var(--accent-tint);align-self:flex-start}
.guide .more:hover{border-bottom-color:var(--accent)}
@media(max-width:860px){.guides{padding:64px 0 56px}.guide-grid{grid-template-columns:1fr}}

/* faq: details rows with a brass star marker */
.faq{padding:92px 0 84px;background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.faq-list{margin-top:34px;border-top:1px solid var(--line);max-width:860px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:22px 1fr 24px;gap:14px;align-items:center;padding:20px 0;font-family:var(--fd);font-weight:700;font-size:20px;color:var(--ink);line-height:1.3}
.faq summary::-webkit-details-marker{display:none}
.faq summary::before{content:"";width:12px;height:12px;background:var(--brass);clip-path:polygon(50% 0,61% 39%,100% 50%,61% 61%,50% 100%,39% 61%,0 50%,39% 39%)}
.faq summary::after{content:"+";font-weight:500;font-size:26px;color:var(--accent);text-align:center;line-height:1}
.faq details[open] summary::after{content:"\2013"}
.faq details p{padding:0 0 22px 36px;color:var(--text);font-size:16.5px;max-width:720px}
@media(max-width:760px){.faq{padding:64px 0 56px}.faq summary{font-size:18px;padding:16px 0}.faq details p{padding-left:0}}

/* closing cta band */
.cta{padding:84px 0;background:var(--accent-tint);text-align:center}
.cta h2{font-size:clamp(28px,3.8vw,42px);letter-spacing:-.012em;max-width:720px;margin:10px auto 0}
.cta p{margin:12px auto 0;color:var(--text);max-width:560px}
.cta .btn{margin-top:26px}
@media(max-width:760px){.cta{padding:60px 0}}
/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:64px 0 40px;font-size:14px;border-top:3px solid var(--accent)}
.foot-top{display:grid;grid-template-columns:1fr auto;gap:24px 40px;align-items:start;padding-bottom:28px;border-bottom:1px solid rgba(217,226,220,.14)}
.foot .wm{color:#fff}
.foot .wm b{color:var(--foot-link)}
.foot-line{margin-top:10px;color:#B9C6BF;max-width:480px;font-size:14.5px}
.foot a{color:var(--foot-link)}
.foot-mail{font-family:var(--fd);font-weight:700;font-size:16px;text-decoration:none;border-bottom:1px solid rgba(233,182,172,.5);padding-bottom:2px}
.foot-mail:hover{border-bottom-color:var(--foot-link)}
.foot-nav{display:flex;flex-wrap:wrap;gap:8px 22px;margin:22px 0 0;padding:0;list-style:none}
.foot-nav a{color:#fff;text-decoration:none;font-family:var(--fd);font-weight:700;font-size:15px}
.foot-nav a:hover{color:var(--foot-link)}
.legal-links{display:flex;flex-wrap:wrap;gap:8px 0;margin:18px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:500;font-size:14px;padding:4px 14px;border-left:1px solid rgba(217,226,220,.25)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--foot-link)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(217,226,220,.14)}
.disc p{color:#B9C6BF;font-size:13px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#fff;font-weight:600}
.disc a{color:var(--foot-link)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}.legal-links a{padding:4px 10px}}

/* subpages: legal pages and guides share the prose shell */
.sub main{background:var(--bg)}
.prose{max-width:740px;padding:56px 20px 88px}
.prose h1{font-size:clamp(32px,4.4vw,46px);letter-spacing:-.015em;font-weight:800}
.prose .updated{margin-top:10px;font-family:var(--fd);font-weight:700;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--spruce)}
.prose .lead{margin-top:18px;font-size:19px;color:var(--ink);line-height:1.55}
.prose h2{font-size:25px;margin-top:42px;padding-top:24px;border-top:1px solid var(--line);letter-spacing:-.01em}
.prose h3{font-size:19px;margin-top:26px}
.prose p{margin-top:14px;line-height:1.7}
.prose ul,.prose ol{margin:14px 0 0;padding:0 0 0 22px}
.prose li{margin-top:8px;line-height:1.65;padding-left:4px}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--accent);text-decoration:underline;text-underline-offset:3px}
.prose table{width:100%;border-collapse:collapse;margin-top:16px;font-size:15.5px}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{font-family:var(--fd);font-weight:700;color:var(--ink);background:var(--spruce-tint)}
.prose .crumbs{list-style:none;padding:0;margin:0 0 18px;display:flex;flex-wrap:wrap;gap:6px;font-size:13.5px;color:var(--muted)}
.prose .crumbs li+li::before{content:"/";margin-right:6px;color:var(--brass)}
.prose .crumbs a{color:var(--muted);text-decoration:none}
.prose .crumbs a:hover{color:var(--accent)}
.prose .note{margin-top:22px;padding:16px 18px;border-left:3px solid var(--spruce);background:var(--spruce-tint);border-radius:0 var(--r) var(--r) 0}
.prose .faq-mini h3{margin-top:22px}
.prose .btn{margin-top:26px;margin-right:10px;text-decoration:none}
.prose .btn-primary{color:#fff}
.prose .btn-ghost{color:var(--ink)}
.prose .related{margin-top:40px;padding-top:22px;border-top:1px solid var(--line);font-size:15.5px}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}